Today's Rates
Our team at Rate Pilot updates this section regularly to give you a clear view of the most competitive mortgage rates available in Canada. These rates are provided for typical, well-qualified borrowers and are subject to change without notice. Your actual rate will depend on factors such as credit, income, property type, and lender guidelines — but this page is a great starting point to see where the market is today.
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Why Choose Rate Pilot?
Lower Payments – Lock in the lowest available rates and save thousands over your mortgage term.
Fast Approvals – Apply online in minutes and get quick answers.
Trusted Experts – Licensed Canadian mortgage professionals, here when you need us.
FAQ's
Q: Do I have to switch banks?
A: Not necessarily. We’ll show you the best options available — sometimes your current lender matches, sometimes another lender saves you more.
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Q: Is there a fee to use Rate Pilot?
A: No. Our service is free — lenders pay us directly when we arrange your mortgage.
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Q: What if I’m not sure whether to renew or refinance?
A: That’s what we’re here for. We’ll show you the numbers so you can make the best choice.